WebFeb 23, 2024 · Average and Median Bank Balances. According to the Fed's latest available data, the average checking account balance was $9,284.92, a much higher figure than the median balance of $3,400. The current average savings account balance is $15,634.67, which is also higher than the median savings balance of $7,000. WebMar 28, 2024 · The other name for consumer banking is Personal Banking. Customer type: Customers of a Retail bank are usually people with a high net-worth: Customers in consumer banking are traditionally people with standard savings accounts. Main function: They help in the improvement and liquidity of the money of an individual or an entity.
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